Fire and explosion from technical malfunction or natural disasters
Traffic accidents (traffic accidents) including damage while parked by other vehicles
Accidental fall of aircraft or other bodies on motor vehicles
Malicious actions of third parties
Total Loss Clause
Includes the risks covered under the clause "Total insurance" in the event of a total loss of the motor vehicle.
burglary of permanently installed multimedia equipment
Additional coatings
You can choose any of the following additions to the Super clause and the Full helmet clause:
Special arrangement OFFICIAL SERVICE
The costs for the repair of partial damage to the vehicle in the service center of the Official Representative of the respective brand are covered.
Special arrangement CONFIDENTIAL SERVICE
Costs for the repair of partial damage in a workshop agreed in advance with DZI are covered.Special arrangement REPAIR ABROADThe costs of repairing partial damages incurred in the territory of the country where the event occurred are covered.ASSISTANCE SERVICES for trucks
The coverage is provided against an additional paid premium for trucks with Bulgarian registration plates with a total weight of more than 3.5 tons, tractors, trailers or semi-trailers, buses with more than 9 seats intended for the transport of passengers.
The territorial scope includes all EU member states and member states of the International Green Card Agreement, with the exception of the territory of the Republic of Bulgaria.
Useful information
How is the insurance premium determined?The premium is determined depending on the age and type of motor vehicle, the agreed Sum Insured and the chosen coverage.Method of payment?The insurance premium can be paid once or spread over 2, 3 or 4 installments.
You can pay the premium in cash or by bank transfer, subsequent due installments can also be done.
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Advantages
With each concluded motorist liability insurance for light vehicles up to 9 seats, trucks with a total weight of up to 3.5 t, trailers, luggage and camping trailers with a total weight of up to 3.5 t, mopeds and motorcycles, you get:
COUPON for a one-time annual technical inspection (ATP) at a preferential price in certain workshops throughout the country.
Possibility to conclude ONLINE here . More information about the terms of Online Liability Insurance can be found here.
Term of the contract1 yearOther termsAccording to the CC, in certain cases it is possible to conclude insurance for a shorter period, but not less than 30 days
Application
The object of insurance is the civil liability related to the ownership and/or use of motor vehicles, for which the insured are liable according to the Bulgarian legislation.
Basic coatings
The coverage and limits of liability under your insurance are regulated in Regulation 49 and the Insurance Code.
The liability of individuals and legal entities for property and non-property damages caused by them to third parties is insured up to the following limits of liability:
Possibility to conclude ONLINE here . More information about the terms of Online Liability Insurance can be found here .
Additional coatings
Additional coverages can be included at a preferential price in the event of immobilization of the motor vehicle as a result of an insured event or technical failure and other risks according to the terms of Roadside Assistance insurance .
Package PREMIUM
Transportation of motor vehicles in the event of a road accident or technical breakdown on the territory of Bulgaria and additional technical services
VIP package
Transportation of motor vehicles in the event of an accident or technical breakdown on the territory of Bulgaria and additional assistance services with extended limits
FOREIGN package
Extend coverage in EU countries and other countries of the Green Card agreement.
Services are provided for an unlimited number of trips, with the duration of each individual trip being up to 90 consecutive days.
Repair at the place of immobilization or transport of the damaged car to the nearest repair shop suitable for its repair - in the event of a road accident or technical breakdown.
Additional services:
tire change
substitute driver
replacement car
repatriation of the motor vehicle to the Republic of Bulgaria if, as a result of an insured event, the vehicle cannot be repaired in the country where the event occurred or the repair costs exceed its actual value
abandonment of motor vehicles abroad
delivery of spare parts
an advance payment for the damage suffered in order to carry out partial repairs to your car to the extent that it can be safely driven on its own
guarded parking
repatriation of the insured
medical transportation
repatriation in case of death
repatriation of children under 16 years of age
hotel provision
urgent visit from the Republic of Bulgaria
making a deposit in favor of the driver of the motor vehicle, provided in the form of a loan by us, in the event that as a result of an accident involving the insured vehicle the driver is held legally liable, as well as payment of legal fees for a local lawyer
More information
Method of payment?
Depending on the type of motor vehicle, the insurance premium can be paid once or spread over 2 or 4 installments.
Free Premium Package
Transportation of the motor vehicle to a suitable service in the nearest regional city or to the address of residence in the event of: an insurance event, technical breakdown and wrongly filled fuel.
Additional technical services:
on-site repair
current supply in the event of a faulty battery
replacement of a damaged tire
delivery of fuel to the place of immobilization of the motor vehicle
information services
VIP Package
In addition to the PREMIUM package, you get higher transport limits in the event of immobilization due to an insurance event and technical breakdown, as well as other additional services:
emergency vehicle unlocking
vehicle towing costs
staying in a parking lot
overnight stay at the driver's hotel in the event of an accident
transportation of passengers and baggage
costs of examinations, research and manipulations
medical transportation of persons
"Foreign" package
Extend coverage in EU countries and other countries of the Green Card agreement.
Services are provided for an unlimited number of trips, with the duration of each individual trip being up to 90 consecutive days.
Repair at the place of immobilization or transport of the damaged car to the nearest repair shop, suitable for its repair - in the event of a road accident or technical breakdown.
Additional services:
tire change
substitute driver
replacement car
repatriation of the motor vehicle to the Republic of Bulgaria if, as a result of an insured event, the vehicle cannot be repaired in the country where the event occurred or the repair costs exceed its actual value
abandonment of motor vehicles abroad
delivery of spare parts
an advance payment for the damage suffered in order to carry out partial repairs to your car to the extent that it can be safely driven on its own
guarded parking
repatriation of the insured
medical transportation
repatriation in case of death
repatriation of children under 16 years of age
hotel provision
urgent visit from the Republic of Bulgaria
making a deposit in favor of the driver of the motor vehicle, provided in the form of a loan by us, in the event that as a result of an accident involving the insured vehicle the driver is brought under legal liability, as well as payment of legal fees for a local lawyer.
More information
Method of payment?You can pay the insurance premium once or in 2 installments if your policy is for a period of 12 months.
When concluding the insurance for a shorter period, the premium is paid once.
